Congratulations
Hi , Can we still help?
On this occasion we can't provide you with the £ loan you requested.
We can, however, provide you with up to £
I'd like to borrow
£
I want to pay back this loan over
With a repayment frequency of:
Hi , You have passed the initial stage, please click here to continue your application.
From time to time we at Naylors Finance Limited would like to contact you regarding any products or services that we feel may be suited to you. If you would like us to contact you regarding these products or services, please select how we may contact you below.
If you would rather not be contacted just press continue.
I'd like to borrow
£
I want to pay back this loan over
With a repayment frequency of:
In order to process your application, we will perform credit and identity checks on you with one or more Credit Reference Agencies (CRA’s). Where you are taking banking services from us we may also make periodic searches at CRA’s to manage your account with us.
To do this, we will supply your personal information to CRA’s and they will give us information about you. This will include information from your credit application and about your financial situation and financial history. CRA’s will supply to us both public (including the electoral register) and shared credit, financial situation and financial history information and fraud prevention information.
We will use this information to:
- Assess your creditworthiness and whether you can afford to take the product;
- Verify the accuracy of the data you have provided to us;
- Prevent criminal activity, fraud and money laundering;
- Manage your account(s);
- Trace and recover debts; and
- Ensure any offers provided to you are appropriate to your circumstances.
We will continue to exchange information about you with CRA’s while you have a relationship with us.
We will also inform the CRA’s about your settled accounts. If you borrow and do not repay in full and on time, CRA’s will record the outstanding debt. This information may be supplied to other organisations by CRA’s.
When CRA’s receive a search from us they will place a search footprint on your credit file that may be seen by other lenders.
If you are making a joint application or tell us that you have a spouse or financial associate, we will link your records together, so you should make sure you discuss this with them, and share with them this information, before lodging the application. CRA’s will also link your records together and these links will remain on yours and their files until such time as you or your partner successfully files for a disassociation with the CRA’s to break that link.
The identities of the CRA’s, their role also as fraud prevention agencies, the data they hold, the ways in which they use and share personal information, data retention periods and your data protection rights with the CRA’s are explained in more detail in the Credit Reference Agency Information Notice (CRAIN)
- Transunion https://www.transunion.co.uk/crain
- Equifax https://www.equifax.co.uk/crain/index.html
- Experian https://www.experian.co.uk/crain/index.html