*Naylors will never charge you for using this but your phone service provider may do.
When you apply for a loan, we will carry out a soft-search credit check against you to determine what we are able to offer you.
A soft-search does not leave a footprint on your credit file and therefore it’s a great way of finding out if you are eligible for a loan, without harming your credit file.
If you decide to continue with your application after the soft-search has been carried out, and you take out a loan with us, a hard-search will be required.
A hard-search will leave a footprint on your credit file.
Terms & conditions apply for all loan applications submitted.
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